Do you want to apply for a mini loan without a job? Take out a mini loan with a guarantee and you can still get a mini loan without work or a bank statement.
Are you out of work now? You may think: how can I get a loan? The answer is that you can also get a mini loan without a job. When you go to a bank, they ask if you have income when you apply for a loan. That in itself is understandable because a bank wants certainty. But what if you don’t have a job? Does this mean that you cannot provide security? The fact is that you can do this by borrowing with a guarantee: you have to get someone in your area to guarantee your loan.
Now temporarily no interest lost when applying for a mini loan without a job
There is now a very good deal to make if you apply for a mini loan without a job: you do not lose interest costs. This means that a mini loan for people who are temporarily out of work has become cheaper. Normally you pay a lot of interest for a loan at your bank: sometimes between 5% and 15%. If you borrow 1000 USD, it costs you at a bank between 50 and 150 USD. With a mini loan with guarantee, this costs 0 euro interest. That saves you money again.
Choose the amount of the mini loan yourself
Whether you want to receive $ 50 or $ 1000 USD, any amount in between is possible. $ 400 for the rent, $ 200 for the telephone bill or $ 900 for a stack of bills: you can indicate how much you want to borrow. You can borrow up to a maximum of $ 1000 on your own. If you want to borrow more, ask if a good friend of yours also takes out a mini loan for you. This way you can borrow up to $ 2000 together.
Applying for a mini loan without a job is safe
You can only apply for a mini loan from credit providers who are supervised by the Dutch government organization AFM. The AFM checks whether the online loan providers comply with the law. This means you run less risk than if you just borrow money from a private individual.
A mini loan with guarantee has many names, but is actually the same
The mini loan without guarantee is also known under other names; mini loan without payslip, mini loan without BKR or paperwork or documents. This mini loan is specially made for situations where you are not waiting for unnecessary hassle with documents and papers. There are just situations where you have to act quickly and you don’t feel like fussing which takes too much time.